Borrowing & Finance
Guidance needed for borrowers, industry body says
Property owners and prospective first home buyers are increasingly in need of clear guidance on home lending as the housing markets in Melbourne and Sydney begin to cool, says the Housing Industry Association.
Choosing the right investment ownership model
We all know that choosing the perfect investment and getting the timing right are both critical. What people often overlook, however, is selecting the right investment ownership model.
Why is the bank saying I can’t service a loan?
A question we often get goes something along the lines of: ‘I make my repayments on time, and I save $1,000 per month, why is the bank saying I can’t service a loan?’ Here’s how banks conduct loan serviceability.
Five common reasons home loan applications are rejected
Whether it’s unrequited love, or an unsuccessful home loan application, getting your heart broken is never easy. Here are five common reasons home loan applications are rejected.
Home loans: to lock in the rate or not?
With some of the major lenders recently lifting interest rates on variable home loans, we’ve had a number of enquiries this week as to whether now is a good time to lock in an interest rate.
Thinking about a reverse mortgage to fund your retirement?
With a reverse mortgage you can unlock nest egg funds without having to sell your whole nest. Here’s how we can help in the process.
First Home Buyers Cheat Sheet – 10 Tips to Buying Your First Home
[vc_row][vc_column][vc_column_text] 10 TIPS TO BUYING YOUR FIRST HOME So you’re going to take the plunge into real estate ownership. Congratulations! You’ve just made a smart decision in securing your financial future. Let us help you with our top 10 tips for buying your first home. 1. Decide what you can afford Take a look at […]