As a first-time home buyer, investor, or second-time homeowner, it is natural to want to know what your borrowing capacity is, you want to know how much a lender is willing to lend you. Knowing your borrowing capacity empowers you to make informed decisions, explore suitable property options, and negotiate confidently with vendors. A lender […]
When it comes to saving on your mortgage, there may be a surprising benefits depending on your own profession. Professions such as doctors, accountants, lawyers, nurses, teachers and other health professionals, often qualify for home loan discounts regarding fees or specific niche policies surrounding income calculations. However, it’s important to note that the benefits available […]
Considering transforming your home from ‘banal’ to ‘brilliant,’ but lacking the funds to support your makeover? Don’t worry! At Clark Finance Group, we’ve compiled a comprehensive list of five home renovation finance options that can help make your dream a reality. Whether you’re looking for an equity release, construction loan, line of credit, personal loan, […]
Purchasing a new home is an exciting milestone, but it’s essential to consider the additional expenses that come with it. While many individuals focus on the property’s purchase price, they often overlook the various fees and costs associated with obtaining a mortgage. At Clark Finance Group, we understand the significance of these additional expenses and […]
As the end of the financial year (EOFY) approaches, businesses are looking for ways to optimise their financial strategies and seize growth opportunities. One effective solution that can help fuel business expansion is asset finance. This powerful financial tool enables businesses to acquire essential assets and equipment while preserving capital and maintaining cash flow. Here’s […]
Mother’s Day is a special time to honour all the incredible carers in our lives who have nurtured and supported us. Whether it’s a biological mum, step-mum, grandma, or a chosen family member, the love and care they provide is priceless. This Mother’s Day, let’s take a moment to recognise the power of teamwork and […]
The Australian government’s Home Guarantee Scheme, aimed at helping first-time homebuyers, is set to become more accessible to Aussies in the new financial year. The Albanese government has announced a series of changes to eligibility criteria that will enable more people to participate in the different guarantee schemes. The Home Guarantee Scheme is made up […]
Purchasing your first home does not need to be a daunting experience with Clark Finance Group’s team to assist you along this journey. We pride ourselves on our dedication to nurture and team up with our clients, through the finance journey. Ensuring you are not just a transaction and that your dream is our focus. […]
Congratulations on purchasing your dream home! But have you ever wondered why your mortgage broker at Clark Finance Group is still reaching out to you months after your settlement? The truth is, we are not just a one-time transactional partner; we are in it for the long haul. At Clark Finance Group, we believe in […]
When your fixed rate term ends, your loan typically reverts to the standard variable interest rate unless you’ve arranged to refix your loan. Fixed rate terms typically last between one and five years and are prearranged between you and your lender. As your fixed rate term approaches its end, it’s important to plan ahead and […]
